Below are Frequently asked questions (faqs) under the auto revamp
training program (AITP)
- What is the Auto Revamp Training Program (AITP) about?
The Auto Revamp Training is a hands-on intensive program that will cover core skills for Auto
Refurbishment. The delivery model is structured to build and perfect skill proficiency in the Use
of Power and Hand Tools, Auto Body Metal Works (Prelim & Advanced), Auto Body Preps, Auto
Body Painting (Prelim & Advanced), Auto Detailing & Interior Works, Specialized Auto Body
Detailing. - How is the Auto Revamp Training Program Structured?
The Program is structured under the Human Capital Development Loan (HCDL) Scheme which
is an innovative loan program that is intended SOLEY to provide training to individuals who are
resident in Enugu State on technical and non-technical capacities in partnership with private
sector firms called “anchors”. The SME Agency in partnership with the anchors will then provide
access to jobs. The funds are then repaid through the wages of these participants over the
course of 12-15 months during the period of employment. - What is the interest rate of this Loan for The Auto Revamp Training Program?
The Loan for the Training Program is INTEREST FREE/ ZERO INTEREST - What is the duration for the Auto Revamp Training Program?
Eight (8) Months (32 Weeks) for the training. - What is the cost of the Training?
The cost the training program has been highly subsidized to N150,000.00 (One Hundred and Fifty
Thousand Naira Only). Hence, Enugu SME Center would be providing Human Capital
Development Loan of N150,000 to the successful participants under the Auto Revamp Training
Program (AITP) to be repaid in 12-15months (No Interest Added). Remember, the approved loan
will pay for this Training and the repayment will be through deductions made from your wages
earned during your employment. - In how many months would the Loan for the Training Program be repaid?
The repayment of the loan will be made between 12-15 months. This will commence at the point
of employment (which will take effect after the training period). - Must I be resident in Enugu State?
Yes, for the effectiveness of the Program, it is required that all Participants must be resident in
Enugu State. - Do I get paid during the period of training?
No, only after you have been absorbed in the workforce. However, your employment is subject
to a successful completion of the training program. - Would I be required to attend all training sessions?
Yes, as this would be one of the criteria to be retained for employment. - Where would the training sessions be held?
The training will hold at a designated location within Enugu State that would be communicated
to applicants that complete their documentation process with Enugu SME Center - Is an undergraduate eligible for the training program?
No, the training program is very intense and highly engaging, hence school activities will be a
Conflict of Interest.
FREQUENTLY ASKED QUESTIONS (FAQS) UNDER THE AUTO REVAMP
TRAINING PROGRAM (AITP) - Can an individual who is currently employed also engage in the training program?
No, this will be Conflict of Interest. The training program is intensive and fully engaging, hence it
will not be feasible to combine both activities. - Is there an arrangement for accommodation?
Considering that the Training Cost is highly subsidized, there will be NO provision for
accommodation. - What are the requirements to get the AITP HCDL
The successful applicant would be mandated to bring the following:
▪ Nationally Recognized Identification of the Applicant and Three(3) passport
photograph
▪ Guarantor from the following areas:
o Private Sector Individual- Businessman/Businesswoman, entrepreneur, private
sector employee
o Public Servant (Federal Government MDA, State Government from Executive
Assistant-Honorable Commissioner)-retired within two (2) years also acceptable
o Civil Servant from Level 6-Permanent Secretary- retired within two (2) years also
acceptable
▪ Requirements of the Guarantor:
o Nationally Recognized Identification of the Applicant and two(2) passport
photographs
o Undated Cheque from CBN recognized Commercial Bank or Microfinance
Bank- Kindly note that the Microfinance Bank’s cheque MUST be able “go
for clearing” and payable over the counter of other banks. Kindly note that
NOT ALL microfinance bank’s cheque can clear over the counter. If you are
going to use a Microfinance Bank kindly inquire if it can “go for clearing”
o Physical appearance for signing is a MUST. We also understand that they might
have busy schedules hence why we would appreciate you contact us 24hrs
before you come to ensure everything is seamless
o Guarantor can be from anywhere in Nigeria (within or outside Enugu) but must
make himself/herself available for sighting - What if I can pay for the AITP HCDL upfront or Guarantee myself
If this is the case, you can pay upfront and the AITP would accept payment. Come to the office to
receive the account number to pay into. You can also guarantee yourself and provide the Undated
Cheque from a Commercial Bank or Microfinance Bank (remember if you are using a microfinance
bank cheque, ensure it can be “cleared over the counter”). You can come with a 3 or 6 months bank
account statement. - What if I only have a savings account
Request to open a current account with your Bank and request for a cheque book (minimum
amount of leaves). When coming to the office to complete you documentation, make sure you
come with 3-6 months of your saving account statement. You should also notify the Agency that
you have requested for a cheque book so your space can be reserved - What if I decide to not continue the AITP Program, what will happen
If you have successfully passed the rigorous selection phase and are chosen for the first cohort and
you drop out of the program, it would have been determined you have DEFAULTED on the AITP
HCDL and the default terms would kick in as detailed in the Offer Letter, which would include
calling on the collateral (the cheque of the guarantor/or applicant). If you paid for the AITP Program
upfront, it shall not be refunded.
FREQUENTLY ASKED QUESTIONS (FAQS) UNDER THE AUTO REVAMP
TRAINING PROGRAM (AITP) - Why the need of a cheque as a collateral
This is the only way for Financial Institutions to legally recover their monies in the event of a default.
This must be presented physically and cannot be scanned as it is not valid If scanned. - Why must my guarantor be available for the documentation signing
The guarantor would be expected to cosign with the successful AITP Applicant and is also expected
to be physically sighted by the Agency to prevent any case of false claims, forgery of documentation
and signature etc - Once we have met all the requirements, where and when should we come to complete our
documentation, with our guarantor
We shall commence documentation signing on Friday, 28th August 2020 till Friday 11th
September 2020. Kindly notify the Enugu SME Center 24-hrs before coming to the Agency (with
guarantor if using guarantor) to ensure your documents are prepared ahead of time. Based on this
we shall communicate the new date for the commencement of the training. - Can a guarantor with a joint account/check book guarantee someone?
No!!! It is a personal guarantee not a joint guarantee. - Can a guarantor with a corporate account /check book guarantee someone?
No!!! It is a personal guarantee not a joint guarantee.
If sending your 24hrs notification by email, send to info@enugusme.ng. Ensure you write your
name and “AITP Applicant” as the subject heading of the email.
Address
No. 2, Market Garden by SME Roundabout
Opposite, Ebeano Tunnel
GRA, Enugu
Phone Numbers: +2348089344768; +2348084998224; +2349042439495
Email: info@enugusme.ng
If sending your 24hrs notification by email, ensure you write your name and “AITP Successful
Applicant” as the subject heading of the email
Website: www.enugusme.en.gov.ng
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